To understand this, first you must understand the state of superhero films at the end of the 20th century. Christopher Nolan had not yet made 'Batman Begins.' The 'Avengers' series was just a twinkle in someone's eye. Superhero movies had a bad reputation, and the last few attempts to take them to the big screen had failed. Val Kilmer's career was effectively ruined by playing Batman. Actors were a little wary of taking on a part that they'd be heavily associated with, and then ridiculed for if it went wrong. Josh Hartnett, therefore, believed he was protecting his career when he passed on the chance to become Spiderman.
While we can understand that, what happened next is less understandable to us. Having turned down 'Spiderman,' he watched as the movie became a success. Then he was offered 'Batman,' passed again, and watched Christian Bale redefine the role. A superhero opportunity came knocking again with 'Superman,' but he allowed Brandon Routh to take that part instead. To be fair, he was probably right about the last one!
To insure one’s house, one’s car or to underwrite a life insurance policy, that is common practice. But who would pay an insurance premium for his/her thumb, legs or smile? Stars, of course.
At the top of the ranking are the legs of Mariah Carey, worth 810 million USD: The diva became, in 2006, the Gillette brand muse for the advertising campaign «Legs of a Goddess». She then took out an insurance policy with London Lloyds to protect her legs, a decision that is far from being insignificant. Among its customers, the London insurer then included several icons of music, such as Bob Dylan or Rod Stewart.
David Beckham’s body insured for 195 million USD: European champion with Manchester United in 1999, David Beckham was in 2006 the most renowned footballer of the planet. In relation to his sporting activities, he took out an insurance cover for his legs. The huge amount paid for his insurance would reportedly exceed the 103 million USD disbursed by Real Madrid for the cover of Christiano Ronaldo in 2009. The fashion model would later extend his insurance cover to his entire body.
15 million USD in insurance for Kim Kardashian’s curves: The curves of Kim Kardashian are her number one beauty asset. The reality TV star, who is crazy about plastic surgery, has underwritten an insurance policy worth 15 million USD to protect her famous butt.
The culinary critic Egon Ronay assured his taste buds: The famous Hungarian culinary critic has insured his taste buds since 1957, for the amount of 400 000 USD. An original insurance policy which allows him to cover his sense of taste without which he will no longer be able to practice his job.