Isn't this what we all aim to be? Cash rich, care free, able to do what we want and when we want. For the majority of being, being affluent is the definition of living the dream. Money buys time, security and opportunity. Not everyone can get there, and not everyone can even say the word out loud correctly. Master this one and maybe you'll end up getting there one day.
This is a bit of a tricky one, so we'll use capital letters to make our point - it's all about where you put the stress on the word. Most people go for "aff-LOO-ent", with all the emphasis on the middle. It should actually be "AFF-loo-ent", with the emphasis on the beginning. So, if you get the start right, the rest follows naturally. A bit like making money.