There are a lot of rules regarding money etiquettes that none of us follow on a regular basis. We try to act all fancy when it comes to money, but rarely do we follow the rules that govern these transactions. Here we look at some of the rules regarding monetary transactions that should be followed at all costs to ensure a smooth talk.
We don't really believe in this concept as of yet, but everyone deserves some privacy when it comes to their monitory resources. It isn't good to always peek into other's resources and see what they have in their plate.
It is always good to follow some manners when it comes to discussions related to monetary details. Do not go overboard with what you say, and always try to follow the rules that we have mentioned over here.
It is very inadequate for you to comment on someone's expenses and choices. Just because they haven't brought a gift for you from a location does not mean that you should start commenting on their expenses and choices.
Behind the Back
If you somehow do have a reservation against something that someone did, please make it short and say it to their face. Do not rant about this problem in front of them. Don't look to create an undue blame game.
Always keep the economic status of your friend in mind while planning something. Unless you are deciding to pay for the bill, do not go over the top with the choice of location if everyone cannot afford it.
Know everyone's Budget
Before you decide to chip in and do something for a complimentary purpose, do know the budget of all the people you are asking to chip in. Not everyone will be able to afford the way you plan to chip in here.
Instead of just splitting the bill equally, try to make sure that everyone pays for what they have eaten. Do not try to make everyone pay the same amount if you know that they won't be comfortable paying that amount.
If you're taking the assistance of a friend for a service, try to make sure that the services you get are paid for fairly. Don't try to make a deal for yourself by forcing your friend to accept low charges from you in the deal.
If your friend is probably giving a service, chances are that they won't be settled on it yet. So, instead of ripping your friends of their services try giving them their full payment to initiate a good deal with them.
Problems with Money
Do not complain about the problems you have with money in front of a friend that is earning way less than you do. This would leave a bad impression and will make you come across as very pretentious.
Don't always ask people about the price of something they are wearing. Not everyone will be comfortable with sharing the price of every accessory with you, so make the discussion short and don't ask for undue details without a reason.
Paying off Debts
Always make sure that you show some urgency while paying off your debt. Don't make the other person feel like they should not be giving you the money again. Pay them the money back on time for a good friendship.
You should not always feel obligated to lending money. No one is forcing you to lend the money, so the best option would be to say no if you feel that someone doesn't deserve the loan, or if the time is not right.
It is really mean to teach others when it comes to finances. Try to show empathy and don't make any financial difficulty even more difficult for those difficult. What someone does with their money is strictly their own affair.
How many of these manners are you following and how many do you think you should include in your life. Tell us real-life stories of instances where you could have had shown more money etiquettes in the comment section below.
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